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page_source: https://docs.hdfcbank.juspay.in/docs/dcc-hdfc/docs/overview/dcc
page_title: DCC
---


# Dynamic Currency Conversion (DCC)



_Powered by real-time exchange rates, this feature ensures transparency, accuracy, and convenience, no matter where you are in the world._ 


## Overview



The Dynamic Currency Converter allows customer to view and pay for purchases in their preferred currency at checkout.Whether customer is shopping internationally, or a merchant is serving a global audience, the Dynamic Currency Converter simplifies cross-border transactions, reduces confusion, and builds trust with clear pricing.

> **Note**
> 
> ### Dynamic Currency Conversion will be invoked only for international cards
> 
> 




## Merchant**Benefits** 



**Broader Reach:**  Appeals to international customers by offering familiar currency options.

**Higher Satisfaction:**  Increases transparency, reducing confusion and enhancing trust.

**Lower Chargebacks:**  Reduces disputes arising from currency mismatches.

**Revenue Potential:**  Merchants can earn a portion of the FX markup


## Cardholder**Benefits** 



* **Convenience:**  Pay directly in the home currency without manual conversions.
* **Clarity:**  Final cost shown during checkout in home currency.
* **Locked Rate:**  Exchange rate is fixed at point-of-sale.
* **Chargeback Protection:**  Clearly displayed exchange details minimize disputes.
* **FX Shielding:**  Protects from exchange rate volatility.


## Key Highlights



* Supported for all eligible **international card transactions**  (Visa and MasterCard).
* Supports **108 international currencies** .
* **Real-time currency conversion rates**  are dynamically fetched and displayed to the customer at the time of payment.